Salty Forecast

Emerald Coast

Fort Walton · Okaloosa Island Water Temperature

The Okaloosa pier, Choctawhatchee Bay, and East Pass.

Sea-surface temperature

Warm
75°F24°C

Holding steady · last two weeks

That is about 3°F warmer than average for this time of year, and holding steady over the last two weeks. The November average here is 72°F.

Today 75°FNovember average 72°FTypical November 68–77°F

Updated Saturday, November 7 — sea-surface temperature modeled for Fort Walton · Okaloosa Island by Open-Meteo.

For swimming

Warm

About as good as it gets — warm enough to stay in for hours without getting chilled.

For fishing

Peak season

Snook, redfish and tarpon are all active and feeding. The tarpon migration through the passes runs at the upper end of this range.

The last two weeks

Range 75–76°F▼ −1.1°F over 14 days
Daily average sea-surface temperature, °F.Daily low–highNovember average 72°F
Daily average sea-surface temperature, °F
DateAverage
Oct 2576.1°F
Oct 2675.9°F
Oct 2775.7°F
Oct 2875.4°F
Oct 2975.2°F
Oct 3075°F
Oct 3175°F
Nov 174.8°F
Nov 275°F
Nov 375.2°F
Nov 475.7°F
Nov 575.9°F
Nov 675.4°F
Nov 775°F

Fort Walton · Okaloosa Island water temperature by month

Averaged from 3 years of daily sea-surface temperature (2023–2025). The range column is the coolest and warmest daily average recorded in that month over the period — a guide to how much any given year can differ, not a record high and low.

MonthRangeAverage
Jan
Bracing
56–67°F
62°F
Feb
Bracing
58–68°F
63°F
Mar
Bracing
61–71°F
67°F
Apr
Cool but comfortable
66–77°F
71°F
May
Warm
72–82°F
78°F
Jun
Very warm
78–88°F
83°F
Jul
Very warm
82–88°F
85°F
Aug
Very warm
84–89°F
87°F
Sep
Very warm
83–89°F
85°F
Oct
Warm
75–83°F
79°F
Novnow
Cool but comfortable
68–77°F
72°F
Dec
Bracing
61–70°F
66°F

Warmest

87°FAugust

Coolest

62°FJanuary

Warmest on average in August at 87°F; coolest in January at 62°F.

The water at Fort Walton · Okaloosa Island

Okaloosa Island stretches between Fort Walton Beach and Destin, with the Gulf on one side and the wide open water of Choctawhatchee Bay on the other. The Okaloosa Island Pier reaches king mackerel, cobia, and Spanish water, and East Pass a few miles east is the funnel every bay fish has to use. Inside, the bay's grass beds and bayous hold trout and redfish year-round.

the Gulf & East Pass

What moves the water temperature here

The Gulf shelf off this coast is shallow, which is why the water swings so much more between summer and winter than open ocean at the same latitude does. Shallow water heats fast and gives that heat up fast: a single strong winter cold front can pull the inshore bays several degrees down in a couple of days, while the beaches a mile offshore barely move. Wind direction matters too — a sustained offshore breeze can pull cooler water up from below and drop the beach temperature noticeably in a morning.

Inshore bays, canals and flats run warmer than the beach through the summer and colder through the winter, for the same reason. The reading above is for the open water at Fort Walton · Okaloosa Island; expect the back bays to be a few degrees either side of it depending on the season.

Common questions

What is the water temperature at Fort Walton · Okaloosa Island right now?
The water at Fort Walton · Okaloosa Island is currently about 75°F (24°C). The November average here is 72°F.
Is the water warm enough to swim at Fort Walton · Okaloosa Island in November?
November averages 72°F at Fort Walton · Okaloosa Island, which most people would call cool but comfortable. Refreshing rather than cold — comfortable once you're past the first minute.
When is the water warmest at Fort Walton · Okaloosa Island?
August is the warmest month on average at 87°F, and January the coolest at 62°F. 6 months of the year average 75°F or above.
Why does the water temperature change so quickly here?
The Gulf shelf off this coast is shallow, so it heats and cools far faster than deep open ocean. A strong winter cold front can pull the inshore water down several degrees in a couple of days, and a sustained offshore wind can drop beach temperatures in a single morning by pulling cooler water up from below.

More for Fort Walton · Okaloosa Island

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